The first step in the addiction treatment process is detoxification, and it can be the most expensive. Due to your dependence to drugs or alcohol, you need medical supervision to come off of the substances. Much like other medical procedures, this can be extremely expensive, so you may be asking, “Does insurance cover drug detox?”. Before making the decision to get help, you can have your mind put at ease by understanding the cost of detox and whether or not insurance will help reduce your financial obligation.
For far too long, there wasn’t much known about the disease of addiction in the field of science and medicine. It was thought for many years that people could simply stop drinking or using drugs if they wanted to. Fortunately, in the last century, more and more research has been done in the field of addiction due to the rising rates of people developing substance abuse problems. In recent decades, we’ve found scientific evidence that addiction actually changes the way the brain functions, and some people are actually genetically predisposed to becoming addicted.
During Obama’s presidency, he helped pass the Affordable Care Act (ACA), which some people refer to as Obamacare. This bill is extremely complex, but the most important thing to know is that the ACA requires all insurance companies to provide drug treatment services. Before, your insurance company may deny you for getting help, but now, they must provide coverage. So, if you have health insurance through your work, spouse, parents, or other means, you don’t have to worry about footing the whole bill for detox.
The detox process is intensive, and it requires a lot of resources to help you get through it comfortably and safely. While you’re in drug detox in New Jersey, you’ll be treated by medical professionals like doctors and nurses, and you may need to get tests to ensure you’re healthy. Although the best detox facilities are holistic, you may also need certain medications that can help with your heart rate and blood pressure as you experience withdrawal. These are just some of the reasons detox can be so expensive without insurance.
If you have insurance, your out-of-pocket expense will be dependent on your provider and your policy much like other medical procedures. For example, depending on your insurance policy and provider, your co-pay for doctor visits and medications may vary. One of the best things you can do to find out about your specific co-pay or deductible is to contact the detox facility so they can check for you. Some facilities also offer financial assistance if you happen to have a high deductible.
Although your insurance provider has to provide coverage for treatment, they get to choose which facilities they work with. Insurance companies want to ensure that you only have to go through detox once, so they’re going to send you to the best facility possible. These facilities are licensed and accredited to provide drug detox services, so you can be sure you’re getting great care. One of the best facilities that services the people of New Jersey is Enlightened Solutions Detox. We provide drug detox services to people in Atlantic, Camden, and Ocean County as well as other parts of the state. Give us a call today at 833-233-7336 so we can verify your insurance and give you the help that you deserve.
© All Rights Reserved.