Every year, the abuse of illicit drugs, alcohol, and tobacco cost the United States over $740 billion in health care, lost productivity at work, and crime. If you are struggling with an addiction, you are not alone. If you have Value Options insurance for rehab in New Jersey, we have good news. Your insurance plan works with New Jersey rehab centers and hospitals around the state. With some plans, you may even be eligible for detox coverage.
Detox is the first stage of treatment, and Value Options for insurance for rehab in New Jersey covers it under Plan I. It falls under the category of hospital benefits and is covered by approved network providers for New Jersey rehab centers. In an emergency, you may qualify for out-of-network care. (Unfortunately, Value Options does not pay for detox if you have a Plan II.)
If you go to an out-of-network provider, you can’t exceed the allowed amount covered under your plan. If you do, you must pay the rest out of your own pocket. You may need to pay the full amount upfront and file a claim for reimbursement from the insurance company.
Value Options says it pays for short-term rehab, but the definition of “short” depends on your recommended treatment plan. Coverage for rehab falls into a gray area open to interpretation. Before you plan your stay, call the insurance company and the treatment center you’ve chosen for details. Get your stay pre-approved, and ask questions about your plan:
Coverage plans and their interpretation vary in Value Options insurance for rehab in New Jersey. Some pay for holistic detox and some even pay for luxury rehab. Holistic treatment, an approach that incorporates the medical model with alternative methods of counseling and healing, is a relatively new option.
It's up to you to do your research and choose the treatment center that works best for you.
Holistic treatment encompasses a wide range of traditional and alternative therapies. It has the benefits of a medical environment, but it offers much more. Designed to focus on physical, mental and spiritual needs, holistic rehab incorporates activities that help patients detox, refocus and start a new life.
The roots of addiction may lie in unresolved trauma or mental conditions like anxiety and depression. Genetics and family history also play a role. In family constellation therapy, patients and families learn to recognize unhealthy beliefs and behaviors that have been passed down through generations and replace them with healthier ones.
In addition to family counseling, holistic treatment offers activities like these:
If you or a loved one is interested in Value Options insurance for rehab in New Jersey, Enlightened Solutions can help. Located in Atlantic City, our facility is staffed by a team of caring and experienced professionals.
Contact us today for more information.
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